Buying Your New Home (Episode 2-The 4 Cs of Mortgage Lending)

Buying Your New Home (Episode 2-The 4 Cs of Mortgage Lending). 100% Mortgage Lending for the First Time in 10 Years Property Investors Podcast #17

Buying Your New Home (Episode 2-The 4 Cs of Mortgage Lending) video duration 12 Minute(s) 4 Second(s), published by Home Buying 101 on 25 04 2019 - 18:04:42.

Don't need to watch the full video, skip ahead to what you need 1:29 Risk Vs Reward 1:45 Unsecured Loans 2:11 Secured Loans 3:09 Credit (for those credit Source: https://www.podbean.com/media/share/pb-fdscw-aa29a6 Even though we're well into the 21st century, Patrick O'Brien noticed a significant gap with .

. In this episode of Lykken on Lending we're excited to have Tom Hutchens as our guest talking about the growth of the non-QM loans and how these types of For more information on how you can get started in property investing, click here: https://www.property-investors.co.uk On this week's episode of the Property .

Don't need to watch the full video, skip ahead to what you need
1:29 Risk Vs Reward
1:45 Unsecured Loans
2:11 Secured Loans
3:09 Credit (for those credit experts out there, yes I said Depositories, they are actually Repositories and here are their websites)
https://www.myfico.com/credit-education
https://www.experian.com/blogs/ask-experian/
https://www.equifax.com/personal/education/credit/score/

4:43 Capacity
4:47 Debt (Front End/Housing and Back End/Total)
5:26 Income
6:08 Figuring Debt to Income (DTI)
7:50 Collateral
8:01 Appraisal
8:46 Capital
8:56 LTV
9:18 Mortgage Insurance (MI) Private Mortgage Insurance (PMI)
10:16 Source and Season funds
11:05 Reserves
11:11 Relationship of the 4 C’s