The Ultimate Mortgage Guide - 2019!

The Ultimate Mortgage Guide - 2019!. LOW MORTGAGE RATES #5

The Ultimate Mortgage Guide - 2019! video duration 14 Minute(s) 42 Second(s), published by Whats A Mortgage? on 08 03 2019 - 20:39:47.

My Name is Minh Nguyen
I have been a mortgage banker since 2003
Growing up in life, don't you wish there was a text book, class, teacher or mentor that Jumbo loans or 80:10:10s First mortgage, 2nd mortgage and personal funds
There is a choice for an 80: 15: 5 Just get with Castle & Cooke Mortgage to help .

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My Name is Minh Nguyen. I have been a mortgage banker since 2003. Growing up in life, don’t you wish there was a text book, class, teacher or mentor that could help us understand “What’s a Mortgage?” And how do they work? That’s why my team and I came up with the Ultimate Mortgage Guide to help you on your journey towards homeownership. The books explains the 4 keys that will unlock your mortgage and the foundation for what it takes to qualify for a mortgage. It will also explain how to figure out your monthly payments, calculate your closing costs when getting a loan, and understanding how mortgages work! NMLS #312740

The 4 Keys to Unlock Your Mortgage
Key 1: Identity
Key 2: Credit
Key 3: Income
Key 4: DTI (Debt to Income)

In each Key we will go over different topics that fall under each category

Key 1: Identity
- Who Am I
- Occupancy
- Property

Key 2: Credit
- Credit score
- Public Records
- Trade Lines
- Credit Worksheet
- Credit Rules

Key 3: Income
- Fixed Income
- Rental Income
- Self Employed
- W2 Wage Earner Income
- VOE Rules
- VOE
- Law of Averaging
- Income Rules

Key 4: DTI
- DTI Cheat Sheet

Our Guide will Also Include our BONUS 'What The Fees?!?' guide

What the Fees will be going over

What The Fees
- What to Expect
- Using a Home Search Tool

Figuring Out Down Payment, Purchase Price & Loan Amount to Understanding them
- Different Types of Assets
- Down Payment Simulator
- UFMPI & Funding Fee

2. Calculating Monthly Payment
- Tax & Insurance
- How Mortgage Insurance Works and How to Eliminate Mortgage Insurance (MI)
- Calculating Mortgage Insurance (MI)

3. Matching Debt Against Debt to Income Balance to Qualify
- Pay off Debt
- Low Purchase Price
- Increase Down Payment or Co-signer to Payoff Debt

4. Closing Costs
- Checklist of Things to Gather

Extra Pages of Information
- The Loan Process
- Differences between Pre-Approval and Loan Approval Letters
- DO's and DONT's When in Escrow
- All the Different People Involved in Your Transaction
- 5 Checkpoints to Note Before Searching for a Home
- 4 Different Types of Lenders
- 4 Different Types of Loan Programs
- 5 Strategies For Improving Your Credit
- Glossary of Loan Terms You Should Know

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- Minh