How Does Mortgage Process Work After Being Pre-Approved

July 10, 2019

How Does Mortgage Process Work After Being Pre-Approved. What is a pre-approval? [High Desert Real Estate Agent] Pre-approval important?

How Does Mortgage Process Work After Being Pre-Approved video duration 4 Minute(s) 17 Second(s), published by Gustan Cho Associates on 15 08 2019 - 19:53:56.

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How Does Mortgage Process Work After Being Pre-Approved * Most folks consult with a loan officer when they are ready to purchase a home Mortgage! Home Loans! Learn the "Home Loan Process! Mortgage loan! How to qualify for a mortgage loan & get an easy home loan approval! Simple .

Mortgage! Easy Loan Approval! What is a Pre-approval? Not yet "Pre-Approved" but need a mortgage? Better than pre-approved is being APPROVED not just Mortgage! Home Loans! Learn the "Home Loan Process! Mortgage loan! How to qualify for a mortgage loan & get an easy home loan approval! Simple Mortgage! Easy Loan Approval! What is a Pre-approval? Not yet "Pre-Approved" but need a mortgage? Better than pre-approved is being APPROVED not just .

1. How Does Mortgage Process Work After Being Pre-Approved

* Most folks consult with a loan officer when they are ready to purchase a home.

- It is unfortunate that many home buyers, especially first time home buyers go through stress and many have gotten last-minute mortgage loan denials even though they have prepared for months on how does mortgage process work
- Many home buyers have read countless blogs, consulted with dozens of loan officers, read countless reviews and they still go through stress during the mortgage process
- There is no reason why any borrower needs to stress during the mortgage process
- How does mortgage process work after being pre-approved should be smooth

2. Documents To Always Have Handy And Not Packed

* Remember that underwriters will continuously request information up to the day of the home closing.

* Have the following documents always handy and do not pack them in boxes until the date of the home closing:

- Drivers license, passport, social security cards, insurance cards
- Bank statements, tax returns, W-2s, recent paycheck stubs
- Any financial documents that relate to credit/income profile such as the following:
* mortgage statements
* property tax documents
* property insurance documents and insurance agents contact information
* HOA information and documents

Over 75% of Gustan Cho Associates Mortgage Group borrowers are folks who either gotten a last-minute loan denial or are stressing out during their mortgage process with their current lender. As mentioned in this blog, the number one reason for stress during the mortgage process is due to borrowers not being properly qualified by their loan officers. If you are stressing out during mortgage process and need to take over your file, please contact us or text us for faster response at 262-716-8151. Or email us at gcho@loancabin.com. We are available 7 days a week, evenings, weekends, and holidays.

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