Factors Affecting Mortgage Interest Rates. Factors Affecting Mortgage Interest Rates
Factors Affecting Mortgage Interest Rates video duration 2 Minute(s) 3 Second(s), published by Gustan Cho Associates on 22 08 2019 - 20:34:11.
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Factors Affecting Mortgage Interest Rates * There are certain factors affecting mortgage interest rates
Both government and conventional loans have pricing There is often confusion surrounding mortgage rates and how often they change
In this video, I offer clarity about how and why mortgage rates change.
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Factors Affecting Mortgage Interest Rates * There are certain factors affecting mortgage interest rates
Both government and conventional loans have pricing .
1. Factors Affecting Mortgage Interest Rates
* There are certain factors affecting mortgage interest rates. Both government and conventional loans have pricing adjustments depending on the qualifying factors that determine a rate.
* The biggest factors affecting mortgage rates with conventional loans are:
- Credit Scores
- Loan to value
- Loan Amount
- Property type
2. Credit Scores And Loan To Value Are Factors Affecting Mortgage Rates
Credit quality and debt-to-income-ratio affect the pricing of Conventional Loans. Conventional Borrowers with good credit will get lower conventional mortgage rates than borrowers with lower credit scores. Loan To Value and Credit Scores are the two largest factors affecting rates.
For more information about the contents of this article, please contact us at Gustan Cho Associates at 262-716-8151 or text us for faster response. Or email us at gcho@loancabin.com. The Team at Gustan Cho Associates Mortgage Group is available 7 days a week, evenings, weekends, and holidays. We are direct lenders with no lender overlays on government and conforming loans. Gustan Cho Associates are also experts in Non-QM and Alternative Financing. We also cater to self-employed borrowers with our bank statement mortgage loans for self-employed borrowers.
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1Factors Affecting Mortgage Interest Rates * There are certain factors affecting mortgage interest rates
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