15-Year Fixed-Rate Versus 30 Year Fixed-Rate Mortgage Comparisons 2019

15-Year Fixed-Rate Versus 30 Year Fixed-Rate Mortgage Comparisons 2019. FHA vs Conventional Which Home Loan is best for you? Mortgage Loans!

15-Year Fixed-Rate Versus 30 Year Fixed-Rate Mortgage Comparisons 2019 video duration 4 Minute(s) 23 Second(s), published by Gustan Cho Associates on 03 07 2019 - 20:26:15.

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15-Year Fixed-Rate Versus 30 Year Fixed-Rate Mortgage Comparisons

Of the two mortgage term options is the 15-year fixed rate mortgage or 30-year fixed rate mortgage period better?

- There are benefits of 15-year fixed rate versus 30-year fixed rate mortgage
- These are the two common periods over which people choose to pay their mortgages in, so what is the difference?
- Obviously, the longer you take to pay, the less your monthly repayments will be

Pros And Cons Of 15 Year Versus 30 Year Mortgages

Here are some pros and cons of each.

30 Year Fixed Rate Mortgage Loans:

- The vast majority of mortgage terms are 30-year fixed rate mortgage
- This generally means that it will take 30 years to repay the loan
- It does not mean that you pay the same interest rate for these 30 years because 30-year adjustable-rate mortgages can be arranged with a lower rate for the first 5, 7 or 10 years
- The rate is then adjusted to the standard at the time the fixed rate period ends – that could be a higher or lower rate

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