Home Lending Rises but Property Investors Still an Endangered Species - Property Insiders Video

Home Lending Rises but Property Investors Still an Endangered Species - Property Insiders Video. Private Money Lending Learn How to Consistently Generate a Passive Income Stream

Home Lending Rises but Property Investors Still an Endangered Species - Property Insiders Video video duration 10 Minute(s) 14 Second(s), published by Michael Yardney on 11 09 2019 - 21:37:54.

Historically low interest rates and looser bank lending restrictions have spurred the fastest rise in mortgage lending in five years
The media has been full of We look at today's APRA announcement and their changes to mortgage lending practice guidelines
What are the implications? Summary of out thoughts are at .

Purchasing a home is an important decision
Working with a local mortgage team can provide a number of benefits We look at today's APRA announcement and their changes to mortgage lending practice guidelines
What are the implications? Summary of out thoughts are at This book is an important and timely research study that explores a little known area of investing, which is that of private mortgage lending
The reason for .

Historically low interest rates and looser bank lending restrictions have spurred the fastest rise in mortgage lending in five years.
The media has been full of news about this with some commentators excited by that fact that new loans approved surged in July by 4 per cent after the Reserve Bank cut interest rates twice.
Others warn of the property price growth risks reinflating a “dangerous property bubble.”
To understand what’s really going on and how this could affect our property markets, let’s chat with Australia’s leading housing economist Dr. Andrew Wilson, chief economist of MyHousingMarket.com.au

Finance approvals rebound
In only two months the value of home lending to owner-occupiers has jumped by almost 10 per cent.

Investors are coming back into the market too, with the value of lending to property investors up by 4.7% in July, after a protracted squeeze. However, as a share of the market, investors make up just 26 per cent compared to the 43 per cent share seen in 2015.

And first homebuyers are also joining the party, even ahead of the First Homebuyer Deposit Scheme from 1 January.

These figures seem to suggest that the combination of increased confidence after the re-election of the Morrison government, two interest rate drops and APRA’s loosening approach to investor mortgage lending are having the desired effects.

But remember, these recently released figures are for July and the market has moved on considerably since then with growth in buyer and seller activity around Australia resulting in higher house prices, particularly in Sydney and Melbourne.

And these figures are coming off a very low base meaning that lending is still very restrained compared to long term averages.

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