Should I fix my loan to a three year fixed term to capture lower interest rates of 3.95%？

Should I fix my loan to a three year fixed term to capture lower interest rates of 3.95%？. How are residential construction loans different to home loans for existing houses?

Should I fix my loan to a three year fixed term to capture lower interest rates of 3.95%？ video duration 5 Minute(s) 53 Second(s), published by Prosperity Finance_NZ Mortgage Broker on 11 04 2019 - 02:18:15.

In April 2019, New Zealand mortgage interest rates war reignites
The current three year fixed-term mortgage rates of 3.95% hit the lowest in New Zealand Best Mobile Mortgage Broker Favona Auckland
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In April 2019, New Zealand mortgage interest rates war reignites. The current three year fixed-term mortgage rates of 3.95% hit the lowest in New Zealand interest rate history. It’s the best home loan interest rates ever. So should I re-fix my mortgage? How long should I fix my mortgage for 2019? Will New Zealand mortgage rates go down again in 2019? Some economists shared their forecast on NZ mortgage rates in 2019. Also, Are New Zealand mortgage rates higher for an investment property? As far as we know, one New Zealand major bank may offer different rates to residential owner occupied and investor.

Read more: http://prosperityfinance.co.nz/blog/should-i-fix-my-mortgage-to-a-three-year-fixed-term-to-capture-lower-interest-rates-of-395

Other related videos:

In New Zealand, even if my fixed term hasn’t expired yet, should I re-fix my mortgage now to take advantage of the current low rates? We see many clients who don’t know that their fixed mortgage periods can be adjusted. Also, we have seen many clients who have struggled on their own to balance the cost of re-fixing, along with other hidden downsides, against the savings they make in interest. What’s more, should I refinance my mortgage and switch banks? Not only can you secure a lower interest rate, but you may also receive a cash incentive from your new bank. But, what are the costs involved in refinancing my mortgage?
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