Why U.S. Home Mortgage Interest Rates Are Lower and Terms More Lenient Due To Government Involvement

Why U.S. Home Mortgage Interest Rates Are Lower and Terms More Lenient Due To Government Involvement. Banking Terms Mortgage and Reverse Mortgage

Why U.S. Home Mortgage Interest Rates Are Lower and Terms More Lenient Due To Government Involvement video duration 4 Minute(s) 42 Second(s), published by Money For the Rest of Us on 06 02 2019 - 20:56:13.

In this video we compare housing finance in the U.S
to Denmark
We will see how the U.S
government is involved in the issuance of 90% of all residential Second mortgages how they work, advantages and disadvantages
Getting a second mortgage definition, how to get one, benefits payment calculator with .

. Hello, I am Andy Mattingly and in todays SaveItUp Moment we will be discussing a few common mortgage terms
PMI or private mortgage insurance is insurance Mortgage #Reversemortgage Welcome to my channel NAGRAJ EDUCATIONAL SERVICES
I am Nagaraja K, an experienced banker, a trainer and a visiting .

In this video we compare housing finance in the U.S. to Denmark. We will see how the U.S. government is involved in the issuance of 90% of all residential mortgages via Freddie Mac, Fannie Mae and Ginnie Mae. This allows homeowners to escape personal liability if they default as investors in mortgage-backed securities are protected from credit risk.

That is not the case in Denmark where homeowners are personally liable. As a result, default rates in Denmark on home mortgages are much lower. Mortgage rates in Denmark are also lower. For more information on this topic, see Episode 238 of Money For the Rest of Us. https://moneyfortherestofus.com/238-u-s-socialist-denmark-home-mortgages/

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